BOOKS
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A Happy & Affordable Retirement
About The Book
A Happy & Affordable Retirement is a refreshing and practical guide that helps you design your retirement as the “Third Act” of your life that is both financially secure and deeply fulfilling.
Rather than focusing primarily on numbers and finances, this book introduces a powerful concept: building a personalized retirement bucket list that aligns with your lifestyle, passions, and budget. It shows you how to live well without overspending, and how to turn your retirement years into a meaningful and enjoyable experience.
Retirement doesn’t have to mean cutting back or giving up. It can be one of the most exciting and rewarding phases of your life. Readers are guided through a step-by-step process to create a retirement plan that balances financial stability with personal happiness.
Inside the Book
At the core of the book is the Personalized Bucket List Solution, a structured yet flexible approach to help you to:
Identify what truly matters to you
Prioritize experiences over unnecessary expenses
Plan your lifestyle in a way that fits your financial reality
Key Chapters & Lessons:
Rethinking Retirement: Shift focus from “how much money is enough” to “what kind of life do you want to live?”
The Personalized Bucket List Framework: Learn how to create a realistic and meaningful bucket list, categorize goals (travel, family, personal growth, experiences), and align dreams with available resources.
Affordable Living Strategies: Smart ways to reduce expenses without sacrificing quality of life, including budget-friendly travel and intentional financial choices.
Turning Dreams into Action Plans: How to transform bucket list items into achievable goals, plan timelines and budgets, and stay consistent.
Balancing Fun with Financial Security: Enjoy retirement while staying financially responsible, avoid overspending, and create sustainable income strategies.
Staying Active, Engaged, and Fulfilled: Build routines that bring joy and structure, maintain social connections, and explore hobbies and passions.
Creating a Life You Look Forward To: Make retirement feel like freedom, not limitation, and with the right plan it absolutely can.
Who This Book Is For
Individuals nearing retirement who want clarity
Retirees looking to make the most of their time and money
People seeking a lifestyle-focused retirement plan
Anyone unsure how to balance fun and finances
What Makes This Book Unique
Combines practical budgeting with real-life enjoyment
Focuses on experiences, not just savings
Provides a clear system (the bucket list method) instead of vague advice
With this book, readers gain more than financial guidance. They get a roadmap to a retirement filled with purpose, joy, and freedom. Whether planning ahead or already retired, A Happy & Affordable Retirement empowers readers to live a retirement they truly look forward to every day.
FINANCIAL SKILLS FOR TEENS
About The Book
Financial Skills for Teens is a practical and empowering guide designed to help teenagers build a strong financial foundation early in life. As an ideal gift from a parent, it will encourage a dialogue that can be critical in establishing your teen’s safe financial future.
The book complements the learning that occurs during most high school classes on personal finance. And it includes a special chapter for parents on how to help their teen apply the lessons learned from the book.
Written by Patrick Norman, this book breaks down essential money concepts into easy-to-understand lessons, covering budgeting, saving, investing, credit, smart spending, and long-term wealth building.
It encourages young readers to develop healthy financial habits that can shape a secure and stress-free financial future, while building confidence in making informed financial decisions.
More than just a finance book, it serves as a step-by-step handbook for both teens and parents, offering practical strategies, real-life examples, and actionable tools for managing money wisely.
Inside the Book
Readers will learn how to:
Create and follow a realistic budget
Build consistent saving habits
Understand the basics of investing
Use credit responsibly
Make smart spending decisions
Develop a mindset for long-term wealth building
Whether preparing for college, starting a first job, or learning how to make better financial choices, Financial Skills for Teens provides the knowledge and mindset needed for lifelong financial success.
Who This Book Is For
Teenagers who want to understand how money works
Students preparing for college or their first job
Parents seeking guidance to help them coach their teen in financial responsibility
Young adults who want to build smart money habits early
What Makes This Book Unique
Explains financial concepts in simple, teen-friendly language
Includes practical examples and real-life money situations
Offers step-by-step strategies for budgeting, saving, and investing
Builds confidence through actionable tools and clear guidance
With Financial Skills for Teens, young readers gain more than financial knowledge. They develop the mindset and habits needed to make smart decisions, avoid common money mistakes, and build a secure financial future. Whether just starting out or preparing for major life milestones, this book provides a practical foundation for lifelong financial success.
✨ COMING FALL 2026 ✨
CAREER GAME PLAN FOR COLLEGE GRADS
About The Book
Career Game Plan for College Grads is essential reading for the college senior or recent graduate who is asking themselves the question - now what?
For generations, college graduates followed relatively predictable career paths. Some entered professional schools such as medicine, law, education, or engineering. Others pursued graduate school for other advanced degrees that provided a clear roadmap to a future career.
But what about the majority of graduates who don't have those plans. What if you have completed a four-year degree but aren't heading to medical school, law school, graduate school, or another professional program? What if you're unsure how to turn your undergraduate education into a meaningful, fulfilling, and financially secure career?
The career world that today's college graduates face is very different than graduates did even only five years ago. Artificial intelligence, automation, remote work, rapidly changing industries, and evolving employer expectations have transformed the job market. Traditional career paths are less predictable, competition is greater, and many entry-level positions now require skills that weren't taught in the classroom.
The result? Many graduates feel overwhelmed, uncertain, and unprepared to make some of the most important decisions of their lives. Career Game Plan for College Grads was written specifically for the student or recent graduate who needs a practical roadmap for navigating this new reality.
Rather than offering vague advice like "follow your passion," this book provides a step-by-step framework for making smart career decisions, identifying opportunities, developing marketable skills, and building a career that aligns with your interests, strengths, values, and financial goals.
With this book you'll learn how to:
✓ Recognize today's rapidly changing career landscape
✓ Identify your strengths, interests, and career priorities
✓ Explore career paths that match your skills and goals
✓ Develop the skills employers value most
✓ Build experience even when you lack extensive work history
✓ Use networking effectively without feeling uncomfortable
✓ Learn how hiring decisions are really made
✓ Avoid common mistakes that derail early careers
✓ Create a personalized action plan for long-term success
Most importantly, you'll learn that career success is not about having all the answers immediately. It's about making informed decisions, taking purposeful action, and adapting as opportunities and circumstances change.
Whether you're about to graduate, recently completed your degree, or still trying to determine your direction after college, this book will help you move from uncertainty to confidence and from confusion to a practical plan.
The world of work has changed. It's time for a new game plan - and here it is.